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Area Credit Manager - Commercial Vehicle - Strategic Accounts - Credit - Lucknow - Ratan Square - (M4-M6)

Date Posted: Sep 07, 2026

Job Detail

  • location_on
    Location Lucknow, Uttar Pradesh, India
  • desktop_windows
    Job Type: Full Time/Permanent
  • schedule
    Shift:
  • analytics
    Career Level:
  • group
    Positions:
  • calendar_view_day
    Experience:
  • male
    Gender: No Preference
  • school
    Degree:
  • calendar_month
    Apply Before: Nov 15, 2026

Job Description

Key Objective of the Job:

To ensure the effective management and supervision of credit operations across branches, including conducting due diligence on funding proposals, implementing credit policies, maintaining portfolio quality, providing training, managing a team, and staying updated on market trends to inform underwriting decisions. Additionally, the role involves regular audits, addressing audit queries, and fostering coordination with other financial institutions.Top of Form

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Key Deliverables:

  •  Timely due diligence of the funding proposals of the branches
  •  Ensuring the Credit policy implementations
  •  Managing and supervising FI agency/ valuation agency operations
  •  Ensuring quality portfolio of the branches within the set parameters 
  •  Conducting training for FI/Channels and cross verticals at regular intervals
  •  Visiting Channels/ Branches and customers at regular intervals
  •  Handling a team of Credit Managers and associates
  •  Providing market feedback through fieldd visits and networking with Credit counterparts of competition
  • Providing inputs for localized schemes based on market dynamics and delinquency studies
  •  Audit of files and Process and taking corrective measures
  •  Complying to audit Queries
  •  Keep track on performance of self and drive the team to enable positive results on KPIs
  •  Communicate & Maintain co-ordination with other financers to stay updated on financing traits, market understanding, customer feedback, new schemes launch which helps in underwriting

Source: Tata Capital careers — Read the original posting and apply

This role is listed by the employer on its own careers site. Kaam Ki Khoj does not process applications for it.

Company Overview

Tata Capital
Tata Capital · Mumbai, Maharashtra, India
1,520 open roles

Tata Capital is an employer in the Banking/Financial Services/Broking sector with operations in India. This is a directory listing maintained by Kaam Ki Khoj so that candidates can find the organisation; it is not an official company page and Kaam Ki... Read More

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