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Territory Manager - Business Loan (Direct)

Date Posted: Oct 23, 2026

Job Detail

  • location_on
    Location Chandigarh, Chandigarh, India
  • desktop_windows
    Job Type: Full Time/Permanent
  • schedule
    Shift:
  • analytics
    Career Level:
  • group
    Positions:
  • calendar_view_day
    Experience:
  • male
    Gender: No Preference
  • school
    Degree:
  • calendar_month
    Apply Before: Dec 07, 2026

Job Description

Job Requirements

About the Role

The Territory Manager – Business Loan (Direct) is responsible for sourcing loans through Direct channel partners, while building and maintaining a high-quality loan portfolio. The role involves managing a team, fostering strong relationships, and ensuring effective communication across various channels. The role holder must ensure strict adherence to internal policies and regulatory guidelines, balancing business growth with risk management to support the broader objectives of the bank.




Key Responsibilities

Primary Responsibilities

  • Acquire new customers and ensure consistent loan disbursement volumes.
  • Maintain a high-quality loan portfolio by minimizing delinquencies and rejections.
  • Stay updated on retail asset products, operations, and current market trends.
  • Identify evolving market dynamics and develop strategies for channel development and customer acquisition.
  • Deliver high-quality customer service and ensure customer satisfaction.
  • Recommend improvements to sales processes and policies to enhance operational efficiency and service quality.

Secondary Responsibilities

  • Collaborate with internal teams to support automation and digital initiatives.
  • Contribute to the bank’s growth targets by supporting strategic sales and service initiatives.



What We Are Looking For

Education

  • Graduate in any discipline.
  • Postgraduate qualification is preferred.

Experience

  • Minimum 2 years of relevant experience in sales, preferably within the BFSI (Banking, Financial Services, and Insurance) sector.

Skills and Attributes

  • Strong understanding of retail lending products and credit operations.
  • Proven ability to manage sales channels and drive business growth.
  • Excellent verbal and written communication skills in English are essential..
  • Analytical mindset with a focus on portfolio quality and risk management.
  • Ability to lead teams and coordinate with multiple stakeholders.
  • High level of integrity and commitment to compliance.

 



Source: IDFC FIRST Bank careers — Read the original posting and apply

This role is listed by the employer on its own careers site. Kaam Ki Khoj does not process applications for it.

Company Overview

IDFC FIRST Bank
IDFC FIRST Bank · Mumbai, Maharashtra, India
20 open roles

IDFC FIRST Bank is an employer in the Banking/Financial Services/Broking sector with operations in India. This is a directory listing maintained by Kaam Ki Khoj so that candidates can find the organisation; it is not an official company page and Kaam... Read More

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