One million success stories. Start yours today.

Direct from employer

Product Management - Risk Product | Experience : 5-8 yrs

Date Posted: Sep 06, 2026
Apply on company website

Job Detail

  • location_on
    Location Bengaluru, Karnataka, India
  • desktop_windows
    Job Type: Full Time/Permanent
  • schedule
    Shift:
  • analytics
    Career Level:
  • group
    Positions:
  • calendar_view_day
    Experience:
  • male
    Gender: No Preference
  • school
    Degree:
  • calendar_month
    Apply Before: Nov 08, 2026
Email to Friend Add to Favourite Report Abuse

Job Description

About Paytm:

Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. 

About the Team:

The Credit Risk Product Team is at the core of our lending operations, ensuring that our risk assessment models are efficient, scalable, and compliant with regulatory frameworks. The team collaborates closely with data scientists, engineers, and business stakeholders to develop and enhance credit risk models, decisioning frameworks, and risk mitigation strategies. By leveraging advanced analytics and machine learning, the team continuously refines underwriting processes to optimize loan performance and reduce defaults.

About the Role:

We are looking for a rockstar Senior Product Manager – Lending Risk to lead the Merchant Lending Risk charter at Paytm. You will own the risk product strategy that powers unsecured merchant loans, balancing aggressive growth with rock-solid credit quality and regulatory integrity, while partnering closely with Risk, Data Science, Engineering & Business.

Key Responsibilities:

* Define and drive the product roadmap for merchant lending risk.
* Build and scale rule engines (BRE), decision engines, and model orchestration layers.
* Implement audit-ready decision logs and explainability layers.
* Build robust policy versioning and experimentation infrastructure.
* Lead a team of credit risk analysts owning underwriting, risk, fraud, and monitoring.

Requirements:

* 5+ years of product management experience in the consumer or fintech industry.
* Strong experience in unsecured merchant or SME lending preferred
* Strong analytical and structured thinking ability.

Why join us

•A collaborative output driven program that brings cohesiveness across businesses through technology·
•Improve the average revenue per use by increasing the cross-sell opportunities·
•A solid 360 feedback from your peer teams on your support of their goals·
•Respect, that is earned, not demanded from your peers and manager.

Compensation:

If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 17 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! 

Source: Paytm careers — Read the original posting and apply

This role is listed by the employer on its own careers site. Kaam Ki Khoj does not process applications for it.

Company Overview

Paytm
India
162 Current Jobs Openings

Paytm openings shown on Kaam Ki Khoj are read directly from the company's own careers site and link back to it. Apply there; Kaam Ki Khoj does not process applications for these roles and is not affiliated with Paytm. Read More

Related Jobs

Mobile App
Get the App

Download the Kaam Ki Khoj App

Find jobs, apply instantly, and get alerts wherever you are. Available on iOS and Android.

Download on the App Store Get it on Google Play
Quick Links
Popular Categories
Jobs by City
Jobs in Demand
Contact Us
SCO-47, Omaxe World Street, Faridabad, Haryana, India - 121014
Copyright © 2026 Kaam Ki Khoj. All Rights Reserved.