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Manager Credit - Digital - SME Finance - Credit - Mumbai - Goregaon E - JM

Date Posted: Oct 17, 2026

Job Detail

  • location_on
    Location Mumbai, Maharashtra, India
  • desktop_windows
    Job Type: Full Time/Permanent
  • schedule
    Shift:
  • analytics
    Career Level:
  • group
    Positions:
  • calendar_view_day
    Experience:
  • male
    Gender: No Preference
  • school
    Degree:
  • calendar_month
    Apply Before: Dec 07, 2026

Job Description

1  Digital Credit Assessment:

  • Utilize digital tools and technologies to assess creditworthiness of SME clients.
  • Implement data-driven credit scoring models for automated decision-making.

2  Credit Policy Adherence:

  • Ensure strict adherence to credit policies and procedures.
  • Evaluate credit applications against established criteria.

3  Efficient Credit Processing:

  • Streamline the credit approval process using digital solutions.
  • Minimize manual intervention and enhance efficiency.

4  Data Analysis:

  • Analyze financial data, credit reports, and other relevant information.
  • Identify key factors influencing credit decisions.

5  Risk Evaluation:

  • Assess credit risks associated with SME clients.
  • Determine appropriate credit limits and terms.
  • Communicate with SME clients to gather additional information and clarify details.
  • Provide feedback on credit decisions to clients when necessary.

6  Documentation and Records:

  • Maintain comprehensive records of credit assessments and decisions.
  • Ensure documentation is complete and accurate.

7  Compliance and Regulations:

  • Ensure compliance with regulatory requirements in digital credit assessments.
  • Stay updated on relevant regulations and implement necessary changes.

8  Credit Monitoring:

  • Implement digital tools for ongoing credit monitoring and portfolio management.
  • Identify early warning signals of credit issues.

9  Team Collaboration:

  • Collaborate with cross-functional teams, including technology and data analytics teams.
  • Ensure seamless integration of digital credit assessment solutions.

 

Qualifications - 

Minimum Degree: Post Graduate/Graduate in any discipline.

Source: Tata Capital careers — Read the original posting and apply

This role is listed by the employer on its own careers site. Kaam Ki Khoj does not process applications for it.

Company Overview

Tata Capital
Tata Capital · Mumbai, Maharashtra, India
5,332 open roles

Tata Capital is an employer in the Banking/Financial Services/Broking sector with operations in India. This is a directory listing maintained by Kaam Ki Khoj so that candidates can find the organisation; it is not an official company page and Kaam Ki... Read More

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