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Manager Credit Administration - Mumbai - Lodha (I-Think Techno Campus)-JM

Date Posted: Aug 17, 2026
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Job Detail

  • location_on
    Location Mumbai, Maharashtra, India
  • desktop_windows
    Job Type: Full Time/Permanent
  • schedule
    Shift:
  • analytics
    Career Level: Entry Level
  • group
    Positions:
  • calendar_view_day
    Experience:
  • male
    Gender: No Preference
  • school
    Degree:
  • calendar_month
    Apply Before: Nov 15, 2026
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Job Description

Manager – Credit AdministrationREPORTS TO (SOLID & MATRIX): Position Grade: Business Unit: SMEDepartment: CreditSub Function: Credit Administration Location: Number of Positions: Single/ MultiplePosition Type: Full Time

Job Purpose

Direct Reports (Position Title)

Resources
  1. The objective of the Manager - Credit Administration is to oversee and manage all aspects of credit administration processes, ensuring accuracy, compliance, and efficiency. This role involves issuing sanctioned letters, verifying pre-disbursal documents, coordinating with operations, managing security perfection, monitoring post-disbursal documents, generating MIS reports, and driving process mapping and improvement initiatives to support the business.    
   Team Size

Direct: 

Indirect Team Size (Onrolls):
Financial Resources

Book Size: INR XX

Net interest income: 

Main Accountabilities

Qualifications & Experience

  • Minimum Degree: MBA in Finance/ CA
  • Minimum Years/type of experience: 5-7 years

Competencies:

  • Speed
  • Meritocracy
  • Leadership Effectiveness
  • Customer Focus
  • Tech Quotient
  • Sustainability
  • Adaptability
  • Influence
  • Collaboration
  • Integrity
  • Resilience
  • Agility
  • Decisiveness
  • Risk management
  • Financial acumen

Functional Competencies

TCL shall populate as per the existing  grid

Key Decisions taken

  • Approval of sanctioned letters to clients, specifying credit terms and conditions.
  • Verification and approval of pre-disbursal documents for credit facilities.
  • Decision on the perfection of security and the creation of charges for asset-backed credit.

Issuance of Sanctioned Letters:

  • Prepare and issue sanctioned letters to clients, outlining the terms and conditions of credit facilities.

Pre-Disbursal Document Verification:

  • Verify and validate pre-disbursal documents and documentation for accuracy and completeness.
  • Coordinate with the operations department for data input and file maintenance.

Security Perfection and Charge Creation:

  • Ensure the proper perfection of security and the creation of appropriate charges for assets securing the credit facility.
  • File necessary documentation with the Registrar of Companies (ROC) as required.

Document Maintenance and Updation:

  • Maintain an organized record of all credit-related documents and ensure they are kept up-to-date.
  • Monitor and manage document expiration and renewals.

Post-Disbursal Document Follow-up:

  • Supervise the follow-up process for post-disbursal documents (PDD) from clients.
  • Maintain records of PDDs and ensure their completeness.

Deferral MIS:

  • Prepare Management Information System (MIS) reports related to deferral cases.
  • Track and report on deferral conditions in line with sanction terms.

Security Creation and Follow-up:

  • Oversee the process of creating security instruments and follow up to ensure timely completion.
  • Maintain records of security creation and compliance.

MIS on Revenue Leakages:

  • Generate MIS reports to identify revenue leakages as per sanction conditions.
  • Implement corrective actions to minimize revenue losses.

Process Mapping and Improvement:

  • Map credit administration processes, identify areas for improvement, and develop process enhancement initiatives.
  • Collaborate with teams to implement process improvements to enhance efficiency and compliance.        
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Source: Tata Capital careers — Read the original posting and apply

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Company Overview

Tata Capital
Tata Capital · Mumbai, Maharashtra, India
1,520 open roles

Tata Capital is an employer in the Banking/Financial Services/Broking sector with operations in India. This is a directory listing maintained by Kaam Ki Khoj so that candidates can find the organisation; it is not an official company page and Kaam Ki... Read More

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