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Credit Manager_Working Capital-Credit_Hyderabad

Date Posted: Oct 23, 2026
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Job Detail

  • location_on
    Location Hyderabad, Telangana, India
  • desktop_windows
    Job Type: Full Time/Permanent
  • schedule
    Shift:
  • analytics
    Career Level:
  • group
    Positions:
  • calendar_view_day
    Experience:
  • male
    Gender: No Preference
  • school
    Degree:
  • calendar_month
    Apply Before: Dec 07, 2026
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Job Description

We are seeking a qualified and experienced Credit Manager to lead a team of credit professionals in underwriting and managing proposals for Working Capital Finance, including both fund and non-fund based products. The role involves evaluating customer proposals, structuring deals, and ensuring high-quality credit decisions within defined turnaround times. The ideal candidate will have strong analytical skills, a deep understanding of financials and property-related aspects, and the ability to maintain portfolio quality. The role also includes mentoring team members, coordinating with cross-functional departments, and implementing policies effectively at the ground level.

Responsibilities

Manage a team of Credit Managers and oversee underwriting activities. Underwrite and prepare proposals for Working Capital Finance (fund and non-fund based). Ensure high-quality underwriting and support branch business targets through training. Conduct customer visits for personal discussions and deal structuring. Monitor portfolio quality through regular review of monitoring reports. Evaluate proposals for Home Loans and Loan Against Property. Make credit decisions within defined turnaround times (TAT). Understand property-related aspects such as legal title and market value. Coordinate with sales, operations, legal, technical, and customer service teams. Implement head office and local credit policies at the ground level. Mentor CPAs and monitor their productivity and output quality.

Source: Kotak Mahindra Bank careers — Read the original posting and apply

This role is listed by the employer on its own careers site. Kaam Ki Khoj does not process applications for it.

Company Overview

Kotak Mahindra Bank
Kotak Mahindra Bank · Mumbai, Maharashtra, India
20 open roles

Kotak Mahindra Bank is an employer in the Banking/Financial Services/Broking sector with operations in India. This is a directory listing maintained by Kaam Ki Khoj so that candidates can find the organisation; it is not an official company page and... Read More

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