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Credit Manager - Supply Chain - Credit Appraisal - Pune

Date Posted: Oct 09, 2026
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Job Detail

  • location_on
    Location Pune, Maharashtra, India
  • desktop_windows
    Job Type: Full Time/Permanent
  • schedule
    Shift:
  • analytics
    Career Level:
  • group
    Positions:
  • calendar_view_day
    Experience:
  • male
    Gender: No Preference
  • school
    Degree:
  • calendar_month
    Apply Before: Nov 23, 2026
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Job Description

Main Accountabilities
  • Prepare/amend the note / financial model with correct information (gathered via business team / public domain / other resources)
  • Prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility
  • Undertake regular interaction with collections / sales to track delinquencies Study delinquent cases with a view to derive learning and sharing the same with the team
  • Meet customers (retail & strategic) at regular intervals to understand various industry & markets
  • Pre approval and rating of all clients with exposure more than Rs 500L Regular Training sessions for Sales / Channel Partners / Filed sales staff on the various product policies & processes
  • Control & Monitoring of Post Disbursement Documents –Invoice, Insurance & RC by way of interaction with sales and customers 
  • Managing portfolio to meet the requisite quality of documentation, post disbursal documents and delinquency levels
  • Working on projects/process improvements from time To time
  • Perform the financial analysis in detail attending to all major movements in P&L & Balance sheet while ascertaining /citing the precise reason of such movement
  • Prepare the Credit Note comprising of structure of the transaction and view of credit, detailing risk and mitigants
  • Detailed financial appraisal covering the business model, working capital cycle, profitability etc
  • Development of market intelligence by engaging with the people in other banks and FIs w.r.t. their policies, focus area, portfolio health
  • Identify the automation opportunities in existing processes, new product development
  • Quality of Credit Underwriting
  • Raise early warning signals for exit of stress accounts and take due measures for timely exit
  • Ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines
  • Active involvement in customer visit 
  • Regular MIS on market intelligence

Source: Tata Capital careers — Read the original posting and apply

This role is listed by the employer on its own careers site. Kaam Ki Khoj does not process applications for it.

Company Overview

Tata Capital
Tata Capital · Mumbai, Maharashtra, India
5,043 open roles

Tata Capital is an employer in the Banking/Financial Services/Broking sector with operations in India. This is a directory listing maintained by Kaam Ki Khoj so that candidates can find the organisation; it is not an official company page and Kaam Ki... Read More

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