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Area Manager - Retail Credit - Financial Inclusion - Housing - EM - Credit - Lucknow - Gomti Nagar - JM

Date Posted: Oct 06, 2026
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Job Detail

  • location_on
    Location Lucknow, Uttar Pradesh, India
  • desktop_windows
    Job Type: Full Time/Permanent
  • schedule
    Shift:
  • analytics
    Career Level:
  • group
    Positions:
  • calendar_view_day
    Experience:
  • male
    Gender: No Preference
  • school
    Degree:
  • calendar_month
    Apply Before: Dec 07, 2026
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Job Description

10027

   Core Responsibilities:

  • Manage the credit underwriting function of branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit Managers and sales team.
  • Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
  • Individually Underwrite proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes.
  • Review and assess loan applications within defined guidelines send by team and accordingly take decision or recommend for approval to higher authorities.
  • Study , Analysis  & interpretation of legal & technical reports.
  • Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.
  • Manage Credit Managers & CPA team (Recruitment of CPA & managing all day to day activities of CM & CPA)
  • Effectively Manage & upskill Credit Managers /CPA along with allocation of workload.
  • Follow up and ensure recovery of quick mortality cases between 12 -18 MOV.
  • Audit Compliance on all aspects stipulated by corporate office and regulatory compliance.
  • Vendor Management – Vendor Empanelment as per business requirement & vendor Review on periodic basis.

Various MIS as per the requirement of Corporate office.

Desired Experience: Minimum 6 to 8 years in the field.

 

 

Graduate : Yes
Masters/Postgraduate: Yes
Certifications: CA

Source: Tata Capital careers — Read the original posting and apply

This role is listed by the employer on its own careers site. Kaam Ki Khoj does not process applications for it.

Company Overview

Tata Capital
Tata Capital · Mumbai, Maharashtra, India
5,332 open roles

Tata Capital is an employer in the Banking/Financial Services/Broking sector with operations in India. This is a directory listing maintained by Kaam Ki Khoj so that candidates can find the organisation; it is not an official company page and Kaam Ki... Read More

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