Key Objective of the Job:
To drive Rural Individual Loan business underwriting and creating quality portfolio.
Major Deliverables:
• 1. Managing a team of Branch credit managers, Credit Executives.
• 2. Conduct personal discussion with customers to establish Credit worthiness.
• 3. Pre and post sanction credit risk compliance.
• 4. Responsible for controlling delinquencies through portfolio review especially monitoring non-starters portfolio.
• 5. Control on portfolio performance.
• 6. Underwrite Individual loan and prepare Credit Appraisal Memo (CAM).
• 7. Coordinate with sales to achieve targets and ensure TAT.
• 8. Support and train the team of Credit Manager/officers
• 9. Responsible for manpower
• 10. Knowledge understanding of local market.
• 11. Work closely with regional Credit Manager
• 12. Coordinate with internal teams like ICQ, Operational and sales.
Qualification : Graduate in any discipline.
Source: Tata Capital careers — Read the original posting and apply
This role is listed by the employer on its own careers site. Kaam Ki Khoj does not process applications for it.
Tata Capital is an employer in the Banking/Financial Services/Broking sector with operations in India. This is a directory listing maintained by Kaam Ki Khoj so that candidates can find the organisation; it is not an official company page and Kaam Ki... Read More
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